Review of Unfair Contract Term Protections for Small Business

Closed 21 Dec 2018

Opened 21 Nov 2018

Published responses

View submitted responses where consent has been given to publish the response.


In November 2016, the Treasury Legislation Amendment (Small Business and Unfair Contract Terms) Act 2015 (the Act) took effect to extend the unfair contract term (UCT) protections in the Australian Consumer Law (incorporated as Schedule 2 of the Competition and Consumer Act 2010) and the Australian Securities and Investments Commission Act 2001 to small business contracts. The ACL provisions address UCTs for goods, services and land, and the ASIC Act provisions address UCTs for financial products and services. 

During the passage of the Act through Parliament in late 2015, the Government agreed to undertake a review of the extension to small business two years after its commencement. The legislation commenced in November 2016.  

This discussion paper is seeking feedback from stakeholders on the impact of the extension of UCT protections to small business and whether the objective set for the original reform has been met. It is also seeking views about whether any changes are required to improve the current framework.

Stakeholders can either submit a detailed response or use the comment box below to share their views and experience.


  • Businesses
  • Building/Construction industry
  • Businesses - large
  • Businesses - medium
  • Businesses - small /micro
  • Community organisations
  • Consumer groups
  • Economists
  • Energy sector
  • Environmentalists
  • Finance/Banking sector
  • Financial advisers
  • Food & Grocery sector
  • Foreign investors
  • Government - Commonwealth
  • Government - State and Federal
  • Government - State, territory or local
  • Government - State/territory
  • Individuals
  • Industry
  • Industry bodies
  • Industry association
  • Insurers
  • International organisations
  • Law professionals
  • Legislation developers
  • Lobby groups
  • Medical industry
  • Mining/Resources sector
  • Not for profit organisations
  • Peak body
  • Researchers
  • Students
  • Superannuation professionals
  • Tax professionals
  • Teachers
  • Universities/Higher education bodies
  • Representative body
  • Sectoral peak bodies
  • Internal


  • All interests