Give feedback on the draft Banking Regulations 2026.
They remake the Banking Regulations 2016 which expire on 1 April 2027. The draft regulations are mostly the same, with the following changes.
The draft regulations increase the covered bond issuance limit for authorised deposit-taking institutions (ADIs) to 12 per cent of an ADI's assets. The current limit is 8 per cent.
The Council of Financial Regulators’ Review into Small and Medium-sized Banks recommended this change.
The draft regulations make small technical changes to:
remove outdated references
keep the regulations up to date and fit for purpose.
