Give feedback on the Cash Distribution Framework Bill 2026 (the Bill).
The Bill strengthens how Australia’s cash system is regulated. It gives regulators new powers to help ensure people can continue to access cash across the country.
What the Bill does
The Bill gives new responsibilities to the:
Reserve Bank of Australia (RBA)
Australian Competition and Consumer Commission (ACCC).
These powers support a fair and reliable cash distribution system.
Key features of the legislation
The Bill:
allows the ACCC to oversee pricing and other terms in agreements covering critical cash distribution services and access to facilities
allows the ACCC to set service-level standards to support access to cash for all Australians
gives the RBA powers to prepare for and resolve major disruptions to cash distribution
requires covered providers to negotiate with customers in good faith.
Consultation on cash distribution
The Council of Financial Regulators and the ACCC consulted on cash distribution reform from 16 July to 15 August 2025.
You can read the consultation paper and public submissions on the Council of Financial Regulators website.
Submit your response
You must submit your response on this website.
Before you submit
To help you prepare your response, we recommend that you:
- read the supporting documents
- prepare your response in Word (DOCX or RTF) format, you can also upload PDF files as an alternative
- read our submission guidelines
- read our privacy policy
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If you have any issues submitting your response, you can contact us.
Related content
Regulating Cash Distribution in Australia: Consultation – Council of Financial Regulators
